Coshine

Global card issuing & acquiring processor

Card payment processing infrastructure built for global growth.

With 20+ years of processing expertise, direct connectivity to major card schemes, BIN sponsorship support and compliant program operations, Coshine helps banks, PSPs and fintechs launch and scale card issuing and acquiring with confidence.

Coshine card payment processing infrastructure
20+ yrs
In production payment processing
150+
Banks, PSPs and fintechs served
99.995%
Production uptime (rolling 24 months)
10+
Markets served globally

Trust & compliance

Connected to global card schemes. Built on trusted compliance standards.

Coshine supports issuing, acquiring and 3D Secure services through direct card-scheme connectivity and industry-recognized compliance capabilities.

  • Visa
  • Mastercard
  • UnionPay
  • American Express
  • JCB
  • Discover

Providing issuing, acquiring and 3D Secure services

  • PCI DSS

    PCI-DSS

  • PCI PIN

    PCI-PIN

  • PCI 3DS

    PCI-3DS

  • EMVCo

    EMVCo Certified Products

  • ISO

    ISO9001 / ISO27001 / MLPS Level 3

Global clients

Trusted by banks, fintechs and payment partners worldwide

Coshine supports a growing network of financial institutions, PSPs, fintechs and payment platforms across card issuing, acquiring, authentication and payment operations.

CORE TRUST METRICS

Proven payment processing experience

Processing experience

Two decades of payment processing experience give clients a foundation built on maturity, stability and long-term continuity.

Our experience is embedded across issuing, acquiring and programme operations, helping institutions move forward with a partner built for resilience and sustained delivery.

SOLUTIONS

Solutions built for modern card payment growth

From issuing and acquiring to authentication, gateway connectivity and BIN sponsorship, Coshine helps banks, PSPs and fintechs launch, modernize and scale card payment programs with confidence.

SOLUTION 01

Launch card programs faster

Bring debit, credit, prepaid and virtual card programs to market with issuing processing, program operations and integration support built for financial institutions and fintechs.

  • Faster launch for new card programs
  • Support for virtual and physical cards
  • Processing support across the card lifecycle
Launch card programs faster

PLATFORM

A processing layer built to connect the card payment ecosystem

Coshine brings clients, channels, card schemes and operational systems into one secure processing environment — supporting card programs from launch to daily operations.

Client Layer

Connecting clients and channels

Bring banks, fintechs, PSPs and merchants into one processing environment designed for card payment growth.

  • Support diverse client and partner types
  • Connect programs, channels and payment use cases
  • Build a unified foundation for card-based services

USE CASES

Payment programs powered by Coshine

Coshine supports banks, fintechs and payment institutions across a range of real-world payment scenarios — from card issuing and acquiring to authentication, gateway connectivity and program operations.

  • dtcpay

    Crypto-to-Fiat

    Card issuing for crypto platforms

    Enable crypto platforms to extend spending use cases through secure virtual and physical card issuing, helping bridge digital assets with everyday payments.

    • Virtual Cards
    • Physical Cards
    • Crypto-to-Fiat
  • AUB

    Banking Modernization

    Modern card programs for banks

    Support banks with scalable issuing and acquiring infrastructure, helping launch and operate modern card programs with greater efficiency and control.

    • Issuing
    • Acquiring
    • Program Operations
  • PingPong

    B2B Payments

    Corporate cards for platform sellers

    Support payment solutions for platform sellers and business users through flexible corporate card capabilities and reliable cross-border processing support.

    • Corporate Cards
    • B2B Payments
    • Cross-Border
  • PayB

    APAC Payments

    Multi-format payments for APAC markets

    Support diverse regional payment scenarios with virtual cards, QR-based experiences and localized acceptance models across APAC markets.

    • QR Payments
    • Virtual Cards
    • APAC
  • Didi

    Mobility Payments

    Payment support for mobility ecosystems

    Provide reliable processing support for high-frequency mobility and service scenarios where authorization speed, continuity and scale matter.

    • Mobility
    • High-Frequency
    • Reliability
  • WeChat Pay

    Digital Wallet Ecosystem

    Wallet-linked payment connectivity support

    Support digital payment ecosystem connectivity and broader payment acceptance use cases through flexible integration and operational support capabilities.

    • Digital Wallets
    • Acceptance
    • Ecosystem

Ready to build your next payment program?

Talk to our team to explore how Coshine can support your issuing, acquiring, authentication, gateway and program operations.